ABOUT
All about
Credence
Credence exists to remove the stress from borrowing. Whether you’re buying a home, unlocking funds against property, funding business growth, handling personal needs, or managing cashflow through overdraft, we guide you to the most suitable credit options with a process that’s clear and dependable. Our approach is built around transparency, speed, and continuous support—so you always know what’s happening and what comes next.
At Credence, we understand why borrowing often feels stressful: unclear eligibility, shifting rate expectations, heavy paperwork, endless follow-ups, and surprises that show up late in the process. That’s why we start with clarity—what you’re likely eligible for, what documents you’ll need, what the timeline typically looks like, and what costs to expect—so you can make decisions with confidence, not guesswork.
We also respect that time matters. For individuals, delays can mean losing a property or missing an important commitment. For businesses, delays can mean missing an opportunity, a payment cycle, or a growth window. Credence is built to keep things moving with structured coordination across documentation, verification, and lender processes—while keeping you updated at each step instead of leaving you in the dark.
Most importantly, we believe trust is earned through transparency. We focus on responsible lending guidance—helping you choose a loan structure that fits your cashflow, understand repayment implications, and avoid over-borrowing. With Credence, you don’t just get a loan—you get a lending experience designed to feel predictable, professional, and supportive from day one to disbursal.

Public, Private Sector Banks & NBFCs
We Liaison with








SERVICES
Navigating the Complex
Financial World
01
LAP (Loan against property)
Unlock funds against your residential or commercial property—without selling it. Ideal for business expansion, education, medical needs, or consolidation. You get larger eligibility, longer tenures, and better pricing potential, with a process designed to be clear on valuation, charges, and timelines.
02
HL (Home Loan)
Make your home purchase or construction smoother with a loan that’s built for predictable EMIs and fewer surprises. We keep the journey simple—eligibility guidance upfront, documentation clarity, and steady support through sanction to disbursal, so you don’t feel lost between banks, builders, and paperwork.
03
BL (Business Loan)
Working capital, growth, equipment, hiring, marketing—business needs move fast, loans usually don’t. Our business loans focus on quick decisioning, practical documentation, and flexibility, so you can act on opportunities without getting stuck in long back-and-forth or unclear conditions.
04
PL (Personal Loan)
For urgent needs like medical expenses, travel, weddings, relocation, or emergency liquidity—without collateral. We keep it straightforward and dignity-first: clear eligibility, transparent fees, and repayment options that aim to fit your monthly cashflow—so you can borrow confidently, not anxiously.
05
OD (Overdraft) & DOD (Dropdown Overdraft)
A flexible credit line that lets you borrow only when needed and pay interest mainly on the amount you use—ideal for businesses and self-employed professionals with uneven cash cycles. DOD helps you control over-borrowing by reducing limits systematically, keeping repayment disciplined and costs in check.
APPROACH
In a market flooded with options, fine print, and aggressive sales tactics, customers demand assurance before making decisions.
The current landscape is often a confusing realm of loans where the wrong choice can cost you significant money over time.You need more than a lender; you need a guide who values reliability and transparency over quick transactions.


